Should You Fall into Homeownership?

Autumn isn’t just sweater weather; it can also be a surprisingly good time to buy a home. The market slows down, the competition eases, and sellers become more motivated to close before winter sets in. But just like raking leaves or prepping for the first snowfall, timing your purchase in the fall comes with both perks and a few practical drawbacks.

Why Fall Can Work in Your Favour

With many buyers stepping back after summer, fall tends to bring less competition and more room to negotiate. Sellers who’ve been on the market for months may be more flexible on price, closing date, or conditions.

You’ll also have your home-buying team’s full attention, as realtors, inspectors, and mortgage specialists usually have more availability in the fall. The cooler weather can be revealing: you’ll quickly learn how well the home handles drafts, drainage, and heating efficiency before you commit.

A Few Seasonal Challenges

On the flip side, fall typically offers a smaller selection of homes. Landscaping and curb appeal can be harder to assess once the leaves have fallen, and early snow or rain can complicate inspections or moving day. You’ll also face immediate seasonal costs like heating setup or snow removal right after you move in.

When Buying in Fall Makes Sense

If your finances and pre-approval are solid, and you’re ready to move before the deep freeze, fall can be an ideal time to make a confident, informed purchase. You’ll face fewer bidding wars and may find a better deal.