5 Do’s and Don’ts When Buying a Home

Simple guidelines to help you avoid common mistakes

Buying a home is one of life’s biggest milestones and biggest financial decisions. Whether you’re a first-time buyer or a seasoned mover, it’s easy to get swept up in the excitement and overlook the finer details. Here are five simple do’s and don’ts to keep your purchase on track and stress-free.

Do: Get pre-approved before you shop

Before you start touring homes, know exactly what you can afford. A mortgage pre-approval not only gives you confidence but also shows sellers you’re serious. It helps you narrow your search and avoid heartbreak later.

Don’t: Max out your budget

Just because you qualify for a certain amount doesn’t mean you should spend it all. Leave room for property taxes, maintenance, and unexpected expenses. Your future self will thank you.

Do: Think long-term

Plan with the future in mind — make sure the home fits not just your life today, but where you see yourself in the next few years.

Don’t: Skip the inspection

A professional inspection can uncover issues that aren’t visible during a showing. It’s one of the smartest investments you’ll make before signing on the dotted line.

Do: Ask questions

Your mortgage broker, realtor, and lawyer are there to help you understand every detail. There are no silly questions when it comes to your biggest investment.

Buying a home doesn’t have to be overwhelming. With a little preparation, clear expectations, and expert guidance, you can move forward with confidence and keys in hand.